Take advantage of the Community Reinvestment Program and get 5% up to $20, 000 for the down payment of this home....OR use towards closing costs! This charming and "move in ready" gem was totally gut rehabbed in 2008. The open kitchen features granite counters, 42" maple cabinets, stainless steel appliances and an island. Formal dining area is combined with the living room. First level offers two bedrooms and a full bath. Impressive master suite expands over most of the top floor with an added sitting area/office. Spacious walk in closet. Master bath is nicely upgraded with new vanity and mosaic tiles in large, stand up shower. Finished lower level offers expansive Family and/or Rec Room with nook for TV. Fourth bedroom has walk in closet. Additional walk-in storage closet in lower level plus a bonus storage room. Side by side laundry in lower level. Newer furnace and A/C. Newly reinforced deck off back. New front porch. Two car garage. Lovely street in booming neighborhood.