949 North Central Park AvenueChicago, IL 60651Price: $260,000

I get it! A house doesn't fit under the Xmas tree, but the keys would make a fantastic ornament! This holiday season, take advantage of the IDHA Smart Buy Program which offers qualifying borrowers up to $40,000 in student loan forgiveness plus an additional $5,000 in down payment assistance, and give your family a place to call HOME. This amazing incentive combined with the affordable property taxes ($3,107.60) make this an ideal long term investment. But you have to act fast, once funds run out, the program is no longer available. Aside from the affordability aspect, this all brick home has been completely painted and lightly refurbished so you can move right in and start cooking for the holidays. Inside this spacious HOME you'll find five generously sized bedrooms and 2 full bathrooms. The main level offers two bedrooms, a full bathroom, a heated-enclosed porch along with a separate living, dining room and eat-in kitchen with walk-in pantry, new cabinets and butcher block countertops. This HOME full of character and warmth was once used as two separate dwellings. The second level has three bedrooms, a full bathroom, a second living room and an enclosed porch. In the past, one of the bedrooms used to be a kitchen. While the kitchen is no longer there, the plumbing is still behind the walls and if needed, you can rent out the second level and live on the main level to offset the cost of the mortgage. The HOME showcases original hardwood floors, a stunning vintage staircase, a bright, sun-filled kitchen and two built-in hutches. The lower level awaits your personal touches, so browse through that Pinterest account and start your vision board, I personally think that an additional family room or more bedrooms would add enormous value. Located in the heart of the rapidly appreciating Humboldt Park Neighborhood as well as the incredible 197 acres Humboldt Park. This location offers both convenience and a rich sense of community. The HOME offers central heating, 2022 Tear-Off Roof, foam insulation in 2018, hardwood floors thru-out, new engineered wood flooring in the first and 2nd floor enclosed porch and main bedroom.